Conventional Rates indicated in the table below are better as last month. VA (Veteran) rates are better. ***NOTE: REFINANCES ARE ABOUT 0.25% lower than rates below for March. Call for quotes** **Free Appraisals (Up to $600) in March for all new loans!** See purchase rates table below for details. Contact Us for more information.
| 30 Year Fixed Conforming Loan* | ||
|---|---|---|
| This Month (better) |
Last Month | APR |
| 5.625% + 1.25 pts | 5.875% + 1.25 pts | 5.690% APR** |
*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!
| 30 Year Fixed Veteran Loan* (First Time Use) |
||
|---|---|---|
| This Month (better) |
Last Month | APR |
| 5.125% + 1.5 pts | 5.30% + 1.5 pts | 5.35% APR** |
| 4.875% + 1.5 pts Disabled Veterans |
Usually best of all loans if you are a qualifying a disabled veteran | 4.99% APR** |
*Additionally, the VA Charges a Funding Fee for most loans. Call for details.
**Advertised rates are for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.
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