Areas We Serve
Call Us Today (703) 537-5101

Mortgage Rates

Mortgage Rates

Monthly Rate and Market Update – May 2025

Conventional Rates indicated in the table below are slightly worse than last month. VA(Veteran) rates also slightly worse. See table below. Contact Me for more information.

30 Year Fixed Conforming Loan*
This Month
(slightly worse)		 Last Month APR
5.990% + 1.5pts 5.750% + 1.5pts 6.150% APR**

*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!

30 Year Fixed Veteran Loan*
(First Time Use)
This Month
(slightly worse)		 Last Month APR
5.875% + 1.1 pts 5.500% + 1.1 pts 5.996% APR**
5.875% + 0.00 pts
Disabled Veterans		 Usually best of all loans if you are a qualifying a disabled veteran 5.990% APR**

*Additionally, the VA Charges a Funding Fee for most loans. Call for details.

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.

Many Loan Options Available to to meet your unique needs
Connect with us today
(703)537-5101
Visit Me Here

Mortgage Rates

Monthly Rate and Market Update – April 2025

Conventional Rates indicated in the table below have remained about the same as last month. VA(Veteran) rates have **improved significantly** since last month. See table below. Contact Me for more information.

30 Year Fixed Conforming Loan*
This Month
(No Change)		 Last Month APR
5.750% + 1.5pts 5.750% + 1.5pts 5.890% APR**

*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!

30 Year Fixed Veteran Loan*
(First Time Use)
This Month
(Better!)		 Last Month APR
5.375% + 1.1 pts 5.625% + 1.1 pts 5.590% APR**
5.375% + 0.00 pts
Disabled Veterans		 Usually best of all loans if you are a qualifying a disabled veteran 5.490% APR**

*Additionally, the VA Charges a Funding Fee for most loans. Call for details.

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.

Many Loan Options Available to to meet your unique needs
Connect with us today
(703)537-5101
Visit Me Here

Mortgage Rates

Monthly Rate and Market Update – March 2025

Conventional Rates indicated in the table below have improved significantly from last month. VA(Veteran) rates remain about the same. See table below. Contact Me for more information.

30 Year Fixed Conforming Loan*
This Month
(Better!)		 Last Month APR
5.750% + 1.5pts 6.250% + 1.1pts 5.890% APR**

*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!

30 Year Fixed Veteran Loan*
(First Time Use)
This Month
(Same)		 Last Month APR
5.625% + 1.1 pts 5.875% + 1.1 pts 5.890% APR**
5.625% + 0.00 pts
Disabled Veterans		 Usually best of all loans if you are a qualifying a disabled veteran 5.780% APR**

*The VA Charges a Funding Fee for most loans that can be financed. Call for details.

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.

Many Loan Options Available to to meet your unique needs
Connect with us today
(703)537-5101
Visit Me Here

Mortgage Rates

Monthly Rate and Market Update – February 2025

Convetional Rates indicated in the table below remain about the same as last month. VA(Veteran) rates have improved. See table below. Contact Me for more information.

30 Year Fixed Conforming Loan*
This Month
(Same)		 Last Month APR
6.250% + 1.1pts 6.250% + 1.1pts 6.340% APR**

*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!

30 Year Fixed Veteran Loan*
(First Time Use)
This Month
(Better!)		 Last Month APR
5.625% + 1.1 pts 5.875% + 1.1 pts 5.890% APR**
5.625% + 0.00 pts
Disabled Veterans		 Usually best of all loans if you are a qualifying a disabled veteran 5.780% APR**

*The VA Charges a Funding Fee for most loans that can be financed. Call for details.

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.

Many Loan Options Available to to meet your unique needs
Connect with us today
(703)537-5101
Visit Me Here

General Mortgage Rates

Monthly Rate Update – March 2023

Rates have risen slightly since last month and are generally expected to remain around current levels for the next few months.

If you even think you might be interested in a home purchase this Spring, get started now with a pre-approval, so you are ready if anything pops up.

30 Year Fixed Conforming

This Month

 Last Month APR
6.125% + 1.25pts Was Better

6.25% APR**

30 Year Fixed Veteran Loan

This Month

 Last Month APR

5.625% + 1.40 pts

 Was Better

5.77% APR**
5.625% 0 pts

– For Disabled Veterans

 Usually the best option-period if you are qualifying a disabled veteran

5.70% APR**

Other options and Jumbo Loans over $1.1 million

We offer a wide rang of specialty products from $100,000 to $3,000,000 that allow for low down payments, flexible guidelines on credit history, flexible ways to calculate income for self employment, etc.

If there are any other rates you would like included next month or have any questions, call us!

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down and incorporates the VA funding fee into the points listed in the quote.

General Mortgage Rates

Monthly Rate Update – January 2023

Rates have improved a bit since last month and may continue to get better as we get into Spring. This means that house you have been thinking about may be back within your reach by the Spring. So get ready now!

If you even think you might be interested in a home purchase this Spring, get started now with a pre-approval, so you are ready if anything pops up.

30 Year Fixed Conforming

This Month

 Last Month APR
5.625% + 1.5 pts Was Worse

5.80% APR**

30 Year Fixed Veteran Loan

This Month

 Last Month APR

5.625% + 0.75 pts

 Was Worse

5.77% APR**
5.625% – 0.75 pts (credit)

– For Disabled Veterans

 Usually the best option-period if you are qualifying a disabled veteran

5.70% APR**

Other options and Jumbo Loans over $1.1 million

We offer a wide rang of specialty products from $100,000 to $3,000,000 that allow for low down payments, flexible guidelines on credit history, flexible ways to calculate income for self employment, etc.

If there are any other rates you would like included next month or have any questions, call us!

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down and incorporates the VA funding fee into the points listed in the quote.

Select your loan officer or one of your choice

Apply With Your Loan Officer

We’ll choose a loan officer for you

Submit a General Application

Get Rates

Stay on top of the market!

Receive monthly updates on the best local rates for all leading mortgage products.

Signup for Monthly Rates & Market Update

You are signing up to receive an email update once a month with current mortgage rates.  We occasionally send out other product or market updates as well.
Rate Request - English
In addition, please check all that apply:

Regístrese para recibir tarifas mensuales y actualizaciones del
mercado

Se está registrando para recibir una actualización por correo electrónico una vez
al mes con las tasas hipotecarias actuales.
Ocasionalmente también enviamos otras actualizaciones de productos o
mercados.
Rate Request - Spanish
Reciba actualizaciones
Además, seleccione todas las opciones que correspondan: